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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,568 | $97,289+127.7% | $92,805+138.7% | $155,188+42.8% |
| Participation rate | 75.0% | 84.2%-9.2pp | 83.5%-8.5pp | 80.8%-5.8pp |
| Annual return | 12.00% | 29.03%-17.0pp | 31.59%-19.6pp | 148.84%-136.8pp |
| Employer contribution / active EE | $3,347 | $3,632-7.9% | $3,424-2.3% | $4,248-21.2% |
| Participant deferral / active EE | $12,530 | $8,795+42.5% | $8,448+48.3% | $6,531+91.9% |
| Admin fee / account holder | $25,054 | $12,015+108.5% | $10,911+129.6% | $14,480+73.0% |