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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,889 | $107,941-31.5% | $91,994-19.7% | $152,909-51.7% |
| Participation rate | 76.9% | 81.2%-4.3pp | 78.6%-1.7pp | 82.5%-5.5pp |
| Annual return | 14.38% | 89.28%-74.9pp | 69.04%-54.7pp | 345.46%-331.1pp |
| Employer contribution / active EE | $2,818 | $4,212-33.1% | $3,453-18.4% | $4,764-40.9% |
| Participant deferral / active EE | $8,915 | $6,366+40.1% | $5,924+50.5% | $5,851+52.4% |
| Admin fee / account holder | $18,985 | $10,521+80.5% | $7,744+145.2% | $11,601+63.7% |