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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,966 | $99,668+15.3% | $86,451+33.0% | $134,545-14.6% |
| Participation rate | 90.0% | 82.1%+7.9pp | 80.3%+9.7pp | 81.2%+8.8pp |
| Annual return | -9.77% | 6789.61%-6799.4pp | 4398.51%-4408.3pp | 418.37%-428.1pp |
| Employer contribution / active EE | $3,456 | $4,403-21.5% | $3,770-8.3% | $4,742-27.1% |
| Participant deferral / active EE | $12,167 | $7,249+67.8% | $6,953+75.0% | $6,401+90.1% |
| Admin fee / account holder | $426 | $8,377-94.9% | $6,734-93.7% | $11,431-96.3% |