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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,891 | $93,346-59.4% | $71,796-47.2% | $273,972-86.2% |
| Participation rate | 95.7% | 76.5%+19.1pp | 69.1%+26.5pp | 83.0%+12.6pp |
| Annual return | 77.16% | 130.39%-53.2pp | 78.04%-0.9pp | 41.46%+35.7pp |
| Employer contribution / active EE | $2,145 | $2,733-21.5% | $1,924+11.5% | $4,869-55.9% |
| Participant deferral / active EE | $4,310 | $3,475+24.0% | $2,794+54.2% | $5,287-18.5% |
| Admin fee / account holder | $1,952 | $6,571-70.3% | $4,815-59.5% | $10,133-80.7% |