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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,983 | $58,493-36.8% | $84,023-56.0% | $72,976-49.3% |
| Participation rate | 69.6% | 61.2%+8.3pp | 69.0%+0.5pp | 69.5%+0.1pp |
| Annual return | 21.84% | 28.93%-7.1pp | 71.32%-49.5pp | 81.02%-59.2pp |
| Employer contribution / active EE | $803 | $1,163-31.0% | $1,984-59.5% | $2,440-67.1% |
| Participant deferral / active EE | $2,007 | $2,394-16.2% | $3,239-38.0% | $3,608-44.4% |
| Admin fee / account holder | $186 | $4,569-95.9% | $6,102-96.9% | $5,124-96.4% |