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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,986 | $228,395-21.2% | $185,861-3.2% | $158,982+13.2% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 10.65% | 40.82%-30.2pp | 35.96%-25.3pp | 302.99%-292.3pp |
| Employer contribution / active EE | $2,804 | $4,968-43.5% | $4,088-31.4% | $4,763-41.1% |
| Participant deferral / active EE | $12,340 | $6,417+92.3% | $5,634+119.0% | $5,983+106.2% |
| Admin fee / account holder | $1,214 | $11,869-89.8% | $9,503-87.2% | $11,252-89.2% |