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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,684 | $227,633-7.0% | $189,597+11.6% | $167,553+26.3% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 9.47% | 78.45%-69.0pp | 64.20%-54.7pp | 478.89%-469.4pp |
| Employer contribution / active EE | $2,584 | $5,317-51.4% | $4,412-41.4% | $4,840-46.6% |
| Participant deferral / active EE | $12,076 | $7,003+72.4% | $6,174+95.6% | $6,343+90.4% |
| Admin fee / account holder | $1,490 | $11,879-87.5% | $9,807-84.8% | $12,316-87.9% |