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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,547 | $95,979-85.9% | $74,551-81.8% | $135,380-90.0% |
| Participation rate | 80.0% | 75.7%+4.3pp | 69.1%+10.9pp | 82.6%-2.6pp |
| Annual return | -4.97% | 56.97%-61.9pp | 32.53%-37.5pp | 519.81%-524.8pp |
| Employer contribution / active EE | $2,866 | $2,716+5.5% | $1,961+46.2% | $4,779-40.0% |
| Participant deferral / active EE | $2,262 | $3,844-41.2% | $3,108-27.2% | $5,609-59.7% |
| Admin fee / account holder | $25 | $6,522-99.6% | $5,059-99.5% | $10,828-99.8% |