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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,220 | $99,652-86.7% | $78,778-83.2% | $147,586-91.0% |
| Participation rate | 80.0% | 76.2%+3.8pp | 69.2%+10.8pp | 82.8%-2.8pp |
| Annual return | 15.17% | 47.28%-32.1pp | 35.62%-20.4pp | 578.59%-563.4pp |
| Employer contribution / active EE | $16,411 | $2,796+487.0% | $1,986+726.5% | $4,876+236.5% |
| Participant deferral / active EE | $2,340 | $3,664-36.1% | $2,958-20.9% | $5,439-57.0% |
| Admin fee / account holder | $0 | $7,155-100.0% | $5,134-100.0% | $10,886-100.0% |