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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,483 | $82,630-82.5% | $64,105-77.4% | $125,389-88.4% |
| Participation rate | 0.0% | 75.9%-75.9pp | 68.2%-68.2pp | 83.2%-83.2pp |
| Annual return | -0.31% | 1489.72%-1490.0pp | 791.24%-791.6pp | 282.24%-282.6pp |
| Employer contribution / active EE | $5,475 | $2,671+104.9% | $1,820+200.8% | $4,866+12.5% |
| Participant deferral / active EE | $1,839 | $3,608-49.0% | $2,822-34.8% | $5,352-65.6% |
| Admin fee / account holder | $0 | $6,382-100.0% | $4,499-100.0% | $9,541-100.0% |