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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,928 | $117,895+51.8% | $102,460+74.6% | $145,897+22.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 19.08% | 31.92%-12.8pp | 29.47%-10.4pp | 552.29%-533.2pp |
| Employer contribution / active EE | $9,975 | $3,619+175.6% | $3,025+229.7% | $4,663+113.9% |
| Participant deferral / active EE | $7,280 | $5,736+26.9% | $5,056+44.0% | $6,689+8.8% |
| Admin fee / account holder | $574 | $13,353-95.7% | $9,460-93.9% | $13,390-95.7% |