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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,402 | $117,895-60.6% | $102,460-54.7% | $145,897-68.2% |
| Participation rate | 72.7% | 78.6%-5.9pp | 76.5%-3.8pp | 80.3%-7.6pp |
| Annual return | 15.25% | 31.92%-16.7pp | 29.47%-14.2pp | 552.29%-537.0pp |
| Employer contribution / active EE | $2,284 | $3,619-36.9% | $3,025-24.5% | $4,663-51.0% |
| Participant deferral / active EE | $4,503 | $5,736-21.5% | $5,056-10.9% | $6,689-32.7% |
| Admin fee / account holder | $750 | $13,353-94.4% | $9,460-92.1% | $13,390-94.4% |