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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,209 | $136,860-52.4% | $120,344-45.8% | $154,746-57.9% |
| Participation rate | 70.0% | 79.9%-9.9pp | 76.7%-6.7pp | 80.7%-10.7pp |
| Annual return | 18.00% | 21.38%-3.4pp | 20.30%-2.3pp | 172.34%-154.3pp |
| Employer contribution / active EE | $2,275 | $3,533-35.6% | $3,020-24.7% | $4,379-48.1% |
| Participant deferral / active EE | $4,542 | $5,793-21.6% | $5,135-11.5% | $6,730-32.5% |
| Admin fee / account holder | $3,668 | $15,393-76.2% | $12,742-71.2% | $14,365-74.5% |