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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,016 | $55,930+30.5% | $76,089-4.0% | $80,925-9.8% |
| Participation rate | 55.1% | 62.1%-7.0pp | 69.1%-14.0pp | 67.7%-12.6pp |
| Annual return | 13.42% | 20.58%-7.2pp | 360.94%-347.5pp | 35.65%-22.2pp |
| Employer contribution / active EE | $831 | $1,866-55.5% | $2,690-69.1% | $2,756-69.9% |
| Participant deferral / active EE | $3,556 | $3,051+16.6% | $4,259-16.5% | $4,299-17.3% |
| Admin fee / account holder | $933 | $5,241-82.2% | $6,418-85.5% | $6,940-86.5% |