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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,751 | $62,592+14.6% | $85,709-16.3% | $85,847-16.4% |
| Participation rate | 61.1% | 61.1%0pp | 69.9%-8.7pp | 69.3%-8.2pp |
| Annual return | 14.39% | 23.77%-9.4pp | 21.49%-7.1pp | 318.61%-304.2pp |
| Employer contribution / active EE | $0 | $1,755-100.0% | $2,619-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $3,564 | $2,802+27.2% | $3,924-9.2% | $3,952-9.8% |
| Admin fee / account holder | $9,386 | $4,643+102.2% | $6,876+36.5% | $6,261+49.9% |