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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,983 | $49,280+21.7% | $67,313-10.9% | $64,173-6.5% |
| Participation rate | 55.8% | 60.8%-5.0pp | 69.1%-13.3pp | 69.6%-13.8pp |
| Annual return | -7.75% | -1.39%-6.4pp | -4.08%-3.7pp | 7.63%-15.4pp |
| Employer contribution / active EE | $0 | $1,668-100.0% | $2,566-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $2,137 | $2,484-14.0% | $3,568-40.1% | $3,470-38.4% |
| Admin fee / account holder | $2,898 | $3,863-25.0% | $4,507-35.7% | $4,887-40.7% |