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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,686 | $95,406+228.8% | $185,849+68.8% | $85,847+265.4% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 13.42% | 23.59%-10.2pp | 122.10%-108.7pp | 318.61%-305.2pp |
| Employer contribution / active EE | $15,969 | $3,314+381.9% | $5,169+209.0% | $2,565+522.5% |
| Participant deferral / active EE | $1,434 | $3,424-58.1% | $5,569-74.2% | $3,952-63.7% |
| Admin fee / account holder | $4,766 | $7,214-33.9% | $16,244-70.7% | $6,261-23.9% |