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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,072 | $73,848+279.3% | $143,799+94.8% | $68,486+308.9% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -13.48% | 0.91%-14.4pp | -0.04%-13.4pp | -7.85%-5.6pp |
| Employer contribution / active EE | $16,846 | $3,184+429.0% | $4,952+240.2% | $2,597+548.8% |
| Participant deferral / active EE | $1,234 | $3,385-63.6% | $5,638-78.1% | $4,028-69.4% |
| Admin fee / account holder | $8,618 | $5,755+49.7% | $14,677-41.3% | $5,404+59.5% |