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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,600 | $81,276+143.1% | $155,574+27.0% | $80,925+144.2% |
| Participation rate | 62.5% | 66.2%-3.7pp | 78.2%-15.7pp | 67.7%-5.2pp |
| Annual return | 17.89% | 33.36%-15.5pp | 64.87%-47.0pp | 35.65%-17.8pp |
| Employer contribution / active EE | $2,943 | $3,103-5.1% | $4,676-37.0% | $2,756+6.8% |
| Participant deferral / active EE | $4,705 | $3,453+36.3% | $5,629-16.4% | $4,299+9.4% |
| Admin fee / account holder | $11,710 | $7,993+46.5% | $15,914-26.4% | $6,940+68.7% |