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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,081 | $84,236+6.9% | $170,435-47.1% | $70,126+28.5% |
| Participation rate | 60.5% | 70.8%-10.3pp | 83.6%-23.1pp | 69.5%-9.0pp |
| Annual return | 17.00% | 23.06%-6.1pp | 205.94%-188.9pp | 73.15%-56.2pp |
| Employer contribution / active EE | $2,467 | $3,387-27.2% | $5,432-54.6% | $2,343+5.3% |
| Participant deferral / active EE | $3,707 | $3,086+20.1% | $4,939-24.9% | $3,332+11.3% |
| Admin fee / account holder | $696 | $5,698-87.8% | $13,881-95.0% | $4,645-85.0% |