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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,086 | $85,171+73.9% | $172,753-14.3% | $72,976+102.9% |
| Participation rate | 66.7% | 70.1%-3.4pp | 82.6%-16.0pp | 69.5%-2.8pp |
| Annual return | 29.45% | 27.32%+2.1pp | 803.00%-773.5pp | 81.02%-51.6pp |
| Employer contribution / active EE | $2,395 | $3,324-27.9% | $5,144-53.4% | $2,440-1.8% |
| Participant deferral / active EE | $4,296 | $3,260+31.8% | $5,198-17.4% | $3,608+19.1% |
| Admin fee / account holder | $732 | $5,880-87.5% | $13,956-94.8% | $5,124-85.7% |