Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,481 | $124,425-16.8% | $112,040-7.6% | $137,256-24.6% |
| Participation rate | 31.8% | 79.3%-47.5pp | 76.5%-44.7pp | 80.0%-48.1pp |
| Annual return | 11.15% | 24.72%-13.6pp | 24.52%-13.4pp | 220.34%-209.2pp |
| Employer contribution / active EE | $0 | $3,411-100.0% | $2,954-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $2,202 | $5,718-61.5% | $5,098-56.8% | $6,407-65.6% |
| Admin fee / account holder | $7,726 | $15,207-49.2% | $12,098-36.1% | $12,270-37.0% |