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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,603 | $102,638-55.6% | $81,991-44.4% | $158,966-71.3% |
| Participation rate | 55.0% | 75.5%-20.5pp | 69.3%-14.3pp | 82.0%-27.0pp |
| Annual return | 18.48% | 61.05%-42.6pp | 41.31%-22.8pp | 302.95%-284.5pp |
| Employer contribution / active EE | $1,016 | $3,241-68.7% | $2,498-59.3% | $4,762-78.7% |
| Participant deferral / active EE | $1,321 | $4,649-71.6% | $3,722-64.5% | $5,983-77.9% |
| Admin fee / account holder | $293 | $8,237-96.4% | $5,665-94.8% | $11,250-97.4% |