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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,549 | $91,037-68.6% | $71,671-60.2% | $147,586-80.7% |
| Participation rate | 55.6% | 76.1%-20.6pp | 68.7%-13.2pp | 82.8%-27.3pp |
| Annual return | 18.41% | 20.48%-2.1pp | 20.65%-2.2pp | 578.59%-560.2pp |
| Employer contribution / active EE | $989 | $3,327-70.3% | $2,460-59.8% | $4,876-79.7% |
| Participant deferral / active EE | $1,600 | $4,498-64.4% | $3,438-53.5% | $5,439-70.6% |
| Admin fee / account holder | $1,215 | $8,613-85.9% | $5,558-78.1% | $10,886-88.8% |