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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,619 | $84,953-79.3% | $163,379-89.2% | $82,637-78.7% |
| Participation rate | 77.8% | 65.9%+11.8pp | 76.8%+1.0pp | 68.1%+9.7pp |
| Annual return | 123.59% | 23.07%+100.5pp | 63.41%+60.2pp | 53.51%+70.1pp |
| Employer contribution / active EE | $1,370 | $2,183-37.2% | $3,752-63.5% | $2,552-46.3% |
| Participant deferral / active EE | $2,205 | $4,326-49.0% | $6,282-64.9% | $4,126-46.6% |
| Admin fee / account holder | $1,284 | $7,921-83.8% | $9,818-86.9% | $7,339-82.5% |