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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,584 | $211,105-93.6% | $178,449-92.4% | $145,978-90.7% |
| Participation rate | 86.7% | 80.8%+5.9pp | 77.1%+9.6pp | 80.3%+6.4pp |
| Annual return | 34.24% | 30.19%+4.0pp | 27.09%+7.1pp | 550.52%-516.3pp |
| Employer contribution / active EE | $2,368 | $4,569-48.2% | $3,951-40.1% | $4,662-49.2% |
| Participant deferral / active EE | $4,994 | $6,959-28.2% | $6,277-20.4% | $6,690-25.4% |
| Admin fee / account holder | $2,834 | $12,017-76.4% | $10,362-72.6% | $13,400-78.8% |