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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,412 | $85,766+42.7% | $136,298-10.2% | $70,126+74.6% |
| Participation rate | 94.9% | 74.2%+20.7pp | 81.9%+13.0pp | 69.5%+25.3pp |
| Annual return | 17.26% | 31.46%-14.2pp | 5156.27%-5139.0pp | 73.15%-55.9pp |
| Employer contribution / active EE | $8,042 | $2,966+171.1% | $4,696+71.3% | $2,343+243.3% |
| Participant deferral / active EE | $5,243 | $5,051+3.8% | $6,247-16.1% | $3,332+57.3% |
| Admin fee / account holder | $2,156 | $5,421-60.2% | $9,244-76.7% | $4,645-53.6% |