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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,397 | $82,678+21.4% | $125,391-19.9% | $68,490+46.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -17.25% | -5.97%-11.3pp | 572.41%-589.7pp | -7.85%-9.4pp |
| Employer contribution / active EE | $17,350 | $3,382+413.0% | $4,816+260.3% | $2,597+568.2% |
| Participant deferral / active EE | $8,618 | $6,111+41.0% | $7,448+15.7% | $4,028+114.0% |
| Admin fee / account holder | $646 | $6,277-89.7% | $10,009-93.5% | $5,403-88.0% |