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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,466 | $59,456+20.2% | $93,669-23.7% | $74,429-4.0% |
| Participation rate | 98.1% | 59.6%+38.5pp | 68.7%+29.4pp | 67.2%+30.9pp |
| Annual return | 13.36% | 82.00%-68.6pp | 133.59%-120.2pp | 1368.38%-1355.0pp |
| Employer contribution / active EE | $2,350 | $1,266+85.7% | $2,424-3.0% | $2,625-10.5% |
| Participant deferral / active EE | $5,836 | $3,052+91.2% | $4,416+32.2% | $4,348+34.2% |
| Admin fee / account holder | $4,808 | $3,026+58.9% | $8,291-42.0% | $1,944+147.3% |