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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,053 | $76,522+222.9% | $56,033+340.9% | $145,884+69.3% |
| Participation rate | 30.4% | 63.2%-32.8pp | 52.5%-22.1pp | 80.3%-49.9pp |
| Annual return | 12.93% | 3014.28%-3001.4pp | 1711.38%-1698.4pp | 551.85%-538.9pp |
| Employer contribution / active EE | $715 | $1,382-48.3% | $1,041-31.3% | $4,662-84.7% |
| Participant deferral / active EE | $3,095 | $2,624+18.0% | $1,954+58.4% | $6,690-53.7% |
| Admin fee / account holder | $22,484 | $3,328+575.5% | $2,827+695.3% | $13,392+67.9% |