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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,937 | $110,629+63.6% | $80,784+124.0% | $167,553+8.0% |
| Participation rate | 100.0% | 64.0%+36.0pp | 54.2%+45.8pp | 82.1%+17.9pp |
| Annual return | 15.27% | 120.58%-105.3pp | 87.31%-72.0pp | 478.89%-463.6pp |
| Employer contribution / active EE | $1,758 | $1,543+13.9% | $1,160+51.5% | $4,840-63.7% |
| Participant deferral / active EE | $7,737 | $2,871+169.5% | $2,145+260.6% | $6,343+22.0% |
| Admin fee / account holder | $1,448 | $4,547-68.2% | $3,380-57.2% | $12,316-88.2% |