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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,608 | $108,685+13.7% | $74,719+65.4% | $152,885-19.1% |
| Participation rate | 100.0% | 65.3%+34.7pp | 54.5%+45.5pp | 82.5%+17.5pp |
| Annual return | 24.71% | 114.09%-89.4pp | 753.05%-728.3pp | 345.39%-320.7pp |
| Employer contribution / active EE | $1,542 | $1,504+2.5% | $1,084+42.2% | $4,763-67.6% |
| Participant deferral / active EE | $7,135 | $2,712+163.1% | $1,963+263.4% | $5,851+21.9% |
| Admin fee / account holder | $1,058 | $4,905-78.4% | $3,334-68.3% | $11,598-90.9% |