Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,812 | $52,678-68.1% | $75,784-77.8% | $59,633-71.8% |
| Participation rate | 57.4% | 67.2%-9.8pp | 75.8%-18.4pp | 68.7%-11.2pp |
| Annual return | 1.22% | 2.95%-1.7pp | 9.68%-8.5pp | 2041.45%-2040.2pp |
| Employer contribution / active EE | $437 | $2,193-80.1% | $3,323-86.8% | $2,203-80.2% |
| Participant deferral / active EE | $1,060 | $2,591-59.1% | $3,652-71.0% | $3,192-66.8% |
| Admin fee / account holder | $1,627 | $3,610-54.9% | $5,300-69.3% | $4,297-62.1% |