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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,865 | $57,352-68.9% | $83,830-78.7% | $64,173-72.2% |
| Participation rate | 65.5% | 68.6%-3.1pp | 76.1%-10.7pp | 69.6%-4.1pp |
| Annual return | -7.04% | 11.38%-18.4pp | 850.97%-858.0pp | 7.63%-14.7pp |
| Employer contribution / active EE | $636 | $2,546-75.0% | $3,631-82.5% | $2,381-73.3% |
| Participant deferral / active EE | $1,284 | $2,993-57.1% | $4,082-68.5% | $3,470-63.0% |
| Admin fee / account holder | $2,783 | $4,046-31.2% | $5,479-49.2% | $4,887-43.1% |