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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,816 | $72,269+31.2% | $101,271-6.4% | $79,852+18.7% |
| Participation rate | 87.9% | 68.5%+19.4pp | 75.8%+12.1pp | 69.6%+18.2pp |
| Annual return | 17.36% | 22.29%-4.9pp | 46.48%-29.1pp | 31.72%-14.4pp |
| Employer contribution / active EE | $7,001 | $2,692+160.1% | $3,660+91.3% | $2,471+183.3% |
| Participant deferral / active EE | $5,990 | $3,282+82.5% | $4,371+37.0% | $3,740+60.1% |
| Admin fee / account holder | $694 | $4,401-84.2% | $5,948-88.3% | $5,306-86.9% |