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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,543 | $65,364+26.3% | $92,909-11.2% | $72,975+13.1% |
| Participation rate | 83.3% | 68.3%+15.0pp | 76.0%+7.3pp | 69.5%+13.8pp |
| Annual return | 20.30% | 42.11%-21.8pp | 109.44%-89.1pp | 81.01%-60.7pp |
| Employer contribution / active EE | $6,172 | $2,594+137.9% | $3,653+68.9% | $2,440+153.0% |
| Participant deferral / active EE | $6,401 | $3,128+104.6% | $4,238+51.0% | $3,608+77.4% |
| Admin fee / account holder | $6,202 | $4,251+45.9% | $5,795+7.0% | $5,124+21.0% |