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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,478 | $63,346-26.6% | $92,240-49.6% | $70,126-33.7% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 15.60% | 530.19%-514.6pp | 176.29%-160.7pp | 73.15%-57.5pp |
| Employer contribution / active EE | $5,064 | $2,471+104.9% | $3,680+37.6% | $2,343+116.2% |
| Participant deferral / active EE | $4,736 | $2,854+66.0% | $3,897+21.5% | $3,332+42.1% |
| Admin fee / account holder | $2,931 | $3,841-23.7% | $5,194-43.6% | $4,645-36.9% |