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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,436 | $87,546-88.1% | $75,784-86.2% | $125,389-91.7% |
| Participation rate | 81.3% | 80.2%+1.1pp | 75.8%+5.4pp | 83.2%-1.9pp |
| Annual return | 0.86% | 13.49%-12.6pp | 9.68%-8.8pp | 282.24%-281.4pp |
| Employer contribution / active EE | $1,272 | $3,930-67.6% | $3,323-61.7% | $4,866-73.9% |
| Participant deferral / active EE | $3,733 | $4,230-11.7% | $3,652+2.2% | $5,352-30.2% |
| Admin fee / account holder | $1,683 | $6,503-74.1% | $5,300-68.2% | $9,541-82.4% |