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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,533 | $99,345-86.4% | $84,753-84.0% | $273,972-95.1% |
| Participation rate | 75.0% | 80.7%-5.7pp | 76.6%-1.6pp | 83.0%-8.0pp |
| Annual return | 8.14% | 22.93%-14.8pp | 22.78%-14.6pp | 41.46%-33.3pp |
| Employer contribution / active EE | $1,139 | $4,214-73.0% | $3,574-68.1% | $4,869-76.6% |
| Participant deferral / active EE | $3,157 | $4,270-26.1% | $3,712-14.9% | $5,287-40.3% |
| Admin fee / account holder | $1,103 | $6,645-83.4% | $5,333-79.3% | $10,133-89.1% |