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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,766 | $99,633+77.4% | $183,328-3.6% | $82,448+114.4% |
| Participation rate | 81.3% | 70.8%+10.6pp | 77.3%+4.0pp | 68.1%+13.3pp |
| Annual return | 14.22% | 17.84%-3.6pp | 29.67%-15.5pp | 41.64%-27.4pp |
| Employer contribution / active EE | $3,069 | $3,256-5.7% | $5,055-39.3% | $2,551+20.3% |
| Participant deferral / active EE | $4,035 | $4,938-18.3% | $6,795-40.6% | $4,139-2.5% |
| Admin fee / account holder | $5,766 | $9,934-42.0% | $21,427-73.1% | $7,234-20.3% |