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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,197 | $44,850+123.4% | $60,547+65.5% | $59,633+68.0% |
| Participation rate | 51.9% | 59.5%-7.6pp | 68.0%-16.1pp | 68.7%-16.8pp |
| Annual return | 0.87% | 1074.14%-1073.3pp | 335.64%-334.8pp | 2041.45%-2040.6pp |
| Employer contribution / active EE | $729 | $1,462-50.1% | $2,419-69.9% | $2,203-66.9% |
| Participant deferral / active EE | $1,434 | $2,230-35.7% | $3,328-56.9% | $3,192-55.1% |
| Admin fee / account holder | $5,541 | $3,635+52.4% | $4,536+22.1% | $4,297+28.9% |