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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,343 | $55,713+139.3% | $75,901+75.7% | $72,975+82.7% |
| Participation rate | 56.0% | 61.1%-5.1pp | 69.3%-13.3pp | 69.5%-13.5pp |
| Annual return | 17.84% | 27.60%-9.8pp | 30.76%-12.9pp | 81.01%-63.2pp |
| Employer contribution / active EE | $1,204 | $1,687-28.6% | $2,501-51.9% | $2,440-50.7% |
| Participant deferral / active EE | $2,068 | $2,634-21.5% | $3,603-42.6% | $3,608-42.7% |
| Admin fee / account holder | $4,659 | $3,980+17.0% | $5,420-14.0% | $5,124-9.1% |