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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $29,779 |
Service code 17 · EIN 13-5674085 | Pension Consulting | $24,727 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,508 | $91,424-2.1% | $135,942-34.2% | $71,495+25.2% |
| Participation rate | 99.2% | 75.7%+23.5pp | 81.9%+17.2pp | 67.9%+31.2pp |
| Annual return | 13.87% | 29.90%-16.0pp | 68.28%-54.4pp | 28.85%-15.0pp |
| Employer contribution / active EE | $13,439 | $3,704+262.8% | $4,858+176.7% | $2,589+419.0% |
| Participant deferral / active EE | $8,938 | $7,092+26.0% | $7,759+15.2% | $4,291+108.3% |
| Admin fee / account holder | $368 | $1,266-70.9% | $10,764-96.6% | $1,588-76.8% |