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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,319 | $89,367-23.6% | $141,191-51.6% | $72,975-6.4% |
| Participation rate | 99.0% | 75.1%+23.8pp | 82.5%+16.5pp | 69.5%+29.5pp |
| Annual return | 18.86% | 111.87%-93.0pp | 71.41%-52.5pp | 81.01%-62.2pp |
| Employer contribution / active EE | $6,179 | $3,115+98.4% | $4,736+30.5% | $2,440+153.2% |
| Participant deferral / active EE | $6,002 | $5,419+10.8% | $6,710-10.5% | $3,608+66.4% |
| Admin fee / account holder | $5,311 | $5,957-10.8% | $10,264-48.3% | $5,124+3.6% |