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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,629 | $51,638+102.6% | $68,368+53.0% | $82,448+26.9% |
| Participation rate | 100.0% | 63.6%+36.4pp | 73.8%+26.2pp | 68.1%+31.9pp |
| Annual return | 23.54% | 37.53%-14.0pp | 292.57%-269.0pp | 41.64%-18.1pp |
| Employer contribution / active EE | $1,723 | $2,047-15.8% | $2,649-34.9% | $2,551-32.4% |
| Participant deferral / active EE | $4,374 | $2,914+50.1% | $4,123+6.1% | $4,139+5.7% |
| Admin fee / account holder | $10,364 | $4,643+123.2% | $5,150+101.3% | $7,234+43.3% |