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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,629 | $61,125+71.2% | $94,057+11.2% | $87,485+19.6% |
| Participation rate | 100.0% | 64.1%+35.9pp | 73.3%+26.7pp | 68.9%+31.1pp |
| Annual return | 23.54% | 35.20%-11.7pp | 480.62%-457.1pp | 26.06%-2.5pp |
| Employer contribution / active EE | $1,723 | $2,136-19.3% | $2,933-41.2% | $2,596-33.6% |
| Participant deferral / active EE | $4,374 | $3,260+34.2% | $4,709-7.1% | $4,274+2.4% |
| Admin fee / account holder | $10,364 | $5,629+84.1% | $7,244+43.1% | $7,775+33.3% |