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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,629 | $64,920+61.2% | $103,693+0.9% | $86,983+20.3% |
| Participation rate | 100.0% | 63.6%+36.4pp | 72.6%+27.4pp | 69.5%+30.5pp |
| Annual return | 23.54% | 30.29%-6.8pp | 47.61%-24.1pp | 25.83%-2.3pp |
| Employer contribution / active EE | $1,723 | $2,141-19.5% | $2,920-41.0% | $2,584-33.3% |
| Participant deferral / active EE | $4,374 | $3,241+35.0% | $4,579-4.5% | $4,194+4.3% |
| Admin fee / account holder | $10,364 | $6,191+67.4% | $7,858+31.9% | $7,856+31.9% |