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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,191 | $72,272-12.6% | $101,264-37.6% | $79,858-20.9% |
| Participation rate | 49.3% | 68.5%-19.2pp | 75.8%-26.6pp | 69.6%-20.4pp |
| Annual return | 14.60% | 22.30%-7.7pp | 46.48%-31.9pp | 31.72%-17.1pp |
| Employer contribution / active EE | $1,059 | $2,692-60.7% | $3,660-71.1% | $2,471-57.1% |
| Participant deferral / active EE | $1,592 | $3,282-51.5% | $4,370-63.6% | $3,740-57.4% |
| Admin fee / account holder | $2,554 | $4,401-42.0% | $5,947-57.1% | $5,306-51.9% |