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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,851 | $63,346+11.8% | $92,240-23.2% | $70,126+1.0% |
| Participation rate | 51.0% | 68.7%-17.7pp | 76.5%-25.5pp | 69.5%-18.6pp |
| Annual return | 19.99% | 530.19%-510.2pp | 176.29%-156.3pp | 73.15%-53.2pp |
| Employer contribution / active EE | $1,181 | $2,471-52.2% | $3,680-67.9% | $2,343-49.6% |
| Participant deferral / active EE | $1,879 | $2,854-34.2% | $3,897-51.8% | $3,332-43.6% |
| Admin fee / account holder | $5,314 | $3,841+38.4% | $5,194+2.3% | $4,645+14.4% |