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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,863 | $202,342-81.8% | $172,753-78.7% | $152,909-75.9% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 2.48% | 1029.88%-1027.4pp | 803.00%-800.5pp | 345.46%-343.0pp |
| Employer contribution / active EE | $1,976 | $5,857-66.3% | $5,144-61.6% | $4,764-58.5% |
| Participant deferral / active EE | $12,813 | $5,948+115.4% | $5,198+146.5% | $5,851+119.0% |
| Admin fee / account holder | $1,210 | $17,112-92.9% | $13,956-91.3% | $11,601-89.6% |