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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,765 | $183,516-82.7% | $155,534-79.6% | $145,884-78.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 2.68% | 61.43%-58.7pp | 64.92%-62.2pp | 551.85%-549.2pp |
| Employer contribution / active EE | $3,655 | $5,315-31.2% | $4,675-21.8% | $4,662-21.6% |
| Participant deferral / active EE | $23,299 | $6,467+260.3% | $5,630+313.8% | $6,690+248.3% |
| Admin fee / account holder | $1,605 | $19,293-91.7% | $15,900-89.9% | $13,392-88.0% |