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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,704 | $77,638+6.5% | $156,551-47.2% | $62,881+31.5% |
| Participation rate | 91.2% | 71.2%+20.0pp | 84.0%+7.2pp | 69.3%+21.9pp |
| Annual return | 4.90% | 50.33%-45.4pp | 32.23%-27.3pp | 20.14%-15.2pp |
| Employer contribution / active EE | $4,940 | $3,444+43.5% | $5,501-10.2% | $2,281+116.6% |
| Participant deferral / active EE | $3,277 | $3,046+7.6% | $4,871-32.7% | $3,203+2.3% |
| Admin fee / account holder | $2,389 | $5,561-57.0% | $13,028-81.7% | $4,296-44.4% |