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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,232 | $77,814+226.7% | $158,223+60.7% | $86,983+192.3% |
| Participation rate | 83.0% | 68.4%+14.5pp | 79.2%+3.8pp | 69.5%+13.4pp |
| Annual return | 15.74% | 30.54%-14.8pp | 52.09%-36.3pp | 25.83%-10.1pp |
| Employer contribution / active EE | $6,558 | $2,592+153.0% | $4,109+59.6% | $2,584+153.7% |
| Participant deferral / active EE | $4,479 | $3,270+37.0% | $5,467-18.1% | $4,194+6.8% |
| Admin fee / account holder | $1,832 | $5,879-68.8% | $16,047-88.6% | $7,856-76.7% |